Behavioral Expectations

School activities which facilitate the learning of the students can either be inside or outside of the classroom. Nonetheless, all these activities implicate behavioral expectations which the students must meet. In-class activities include the use of learning centers and computer stations. This activity facilitates learning through the use of different sources which provide the students a better understanding of the lesson. In addition, learning centers and computer stations give the students some hands-on training, which is very effective because it adds up to the learning experience of the students.Finally, these faculties of learning allow the students to enrich their knowledge and imagination, not only limiting the things to be learned to what the teacher has said. For this kind of activity, the students are expected to use the particular source efficiently so that it may help facilitate and enhance learning. This means that all available sources, such as computers, must be used with relevance to the academics. Moreover, the students are expected to practice courtesy. They should be responsible and not be abusive to the things which the school offers.One should also be courteous to his or her fellow classmates, and most especially to the teacher and other personnel present in the particular learning center. Another in-class activity is the teacher-led activities. This kind of activity makes the teacher the sole facilitator of learning. The teacher is the one who gives the basic rules or general instructions of the activity, and lays-out its objectives. The students, on the other hand, are the participants in the learning process and they are the ones who generate the ideas, key points and values of the activity.Basically, at the end of the activity, the teacher summarizes everything the students have said into few general ideas, and sometimes asks the class to repeat them. For a better focus on the students’ attention and participation, the teacher m ay also ask a volunteer from the class to summarize the general ideas of the activity instead of simply saying the main ideas. Finally, the teacher evaluates if all the objectives have been met, then proceeds to the lesson or next activity. For this kind of activity the students are expected to listen attentively to the teacher.They should be attentive in order for them to understand the instructions, objectives and ideas of the activity. Secondly, the students should practice a sense of responsibility. They should be able to know their priorities, what they need and need not to do whenever there is a teacher-led activity which requires their full attention and active participation. Learning does not only take place inside the classroom. Therefore, schools also conduct out-of-class activities in order to let the students experience and explore. Most common type of out-of-class activities include playground time or recess.This is a few-minute break after two to four subjects to give some time for students. This particular activity is a good embodiment of learning outside the classroom. With regard to behavioral expectations, all students are expected to practice camaraderie. This is the time when they are able to socialize with one another. Therefore, they are expected to behave properly, talk to fellow classmates and create friendship. In addition, they are also expected to learn the value of sharing and unselfishness. Friendship grows in the light of sharing. Students must know how to think of other people.Another interesting out-of-class activity is the field trip. This well-planned activity is an educational trip to different places of great significance, usually held once a year. The trip intends to familiarize the students with the historical and cultural significance and influences of the places to be visited. In this kind of activity, the students are also expected to practice camaraderie. This time, the context of camaraderie is deeper because the stud ents are going out of the school into different places and are spending more time with each other.Moreover, the students must be obedient in the sense that they need to follow all instructions given by the teacher in order to avoid problems. The basic method of determining whether the students did or did not understand the proper behavior expected from them is by way of asking. After the teacher has given the activity and the proper behavior expected from them, he or she must first ask the students what they did not understand to what he or she has said. If there is a question raised by one of the students, he or she must restate what is expected of the students and expound it.He or she must make sure that every behavioral expectation she mentioned was clear to the mind of the students before proceeding to the activity. Another effective way of evaluating the students’ understanding of behavioral expectations is by definition. This is to be done after the activity has been fi nished. The teacher will ask the students to define the behavioral expectations he or she has given the class before the start of the activity. By this method, the teacher will fully know how well the students understood the values expected from them.

Working Management and Dividend Policy Assignment

Working Management and Dividend Policy - Assignment Example The two most significant theories dealing with this subject, as explained by Brealey and Myers, are that of Miller and Modigliani (MM), and the traditionalist view. According to the theory proposed by MM, the capital structure of the firm has no relevance to determining the value of the firm. So, they opine that there is no difference in the value of stock between geared and ungeared firms. Gearing does not affect the value of a firm, whether positively or negatively. The payment of dividend also is not necessarily required to be done on a regular basis, since it does not have any effect on the value of the share price. MM have proved that capital structure can be irrelevant even when debt is risky. (Brealey and Myers 469) Thus, MM propose that financial leverage or gearing does not affect shareholders wealth. And secondly, that the rate of return on shares increases as the firm's debt-equity ratio increases (pp. 473). But, this increase is exactly offset by increased risk and hence, the required rate of return, which nullifies the increase in returns. A "traditionalist" view has emerged in response to MM's proposals regarding geared equity. The traditionalists believe that personal borrowing is more expensive, risky and inconvenient to investors, so they are willing to pay a premium for shares in moderately geared firms. Consequently, they believe that firms should borrow to "realise" this premium. (Brealey and Myers 782) According to this view, up to a certain point of gearing, the Weighted Average Cost of Capital (WACC) decreases, and after this point WACC increases. The point where WACC is minimum is the optimal point of gearing, where shareholders' wealth is maximised or price per share is highest. (McLaney 231) MM rejected this view and opined that WACC is impervious to level of gearing. Wacc and the value of a firm only depend on (1) the cash flows generated by the investments of the firm, and (2) their business risk. (pp 234) They see a world without taxes or bankruptcy costs. McLaney observed that a large proportion of firms do go for some level of capital gearing, while very high levels of gearing are very rare. Thus, managers do believe that gearing lowers WACC, but not at very high gearing levels. Empirical evidence shows that "firms with safe, tangible assets and plenty of taxable income have higher debt to equity ratios than an unprofitable business with intangible assets." (Warner 1976, and Altman 1984 qtd. in Soderlund and Ostermark) The pecking orders theory by Myers (1987) gives a conflicting view. It explains that some profitable firms borrow less as they have less requirement of outside money. Kjellman and Hansen (1993) have found that Finnish financial managers seek to maintain a constant debt to equity ratio. (qtd. in Soderlund and Ostermark) Soderlund and Ostermark have found that there are less dividend payouts when interest payments are high, since funds are channeled more towards creditors. There is a tradeoff between dividends and investments also. A tradeoff is also seen between dividends and net income. "When maximising net income, the model minimises dividends and prefers investments." (Soderlund and Oste

Subprime Loane Research Paper Example | Topics and Well Written Essays - 1750 words

Subprime Loane - Research Paper Example It is not the interest rate corresponding to the loan itself. â€Å"Subprime† denotes any type of loan which does not satisfy the prime guidelines of a loan. Subprime lending is a process of making loans or lending money to the borrowers who are not qualified to be given loan at the market interest rates because of their low credit ratings (Bahin, 2007). Both the borrowers and the lenders find themselves in a riskier position as a result of subprime lending. It is so because such lending is characterized by poor credit rating, high amount of interest rates associated with it, and unfavorable financial situations. The mortgage brokers played an important role in the rise and fall of financing related to subprime mortgages. The competition corresponding to the subprime loans increased as a result of increasing demand of Mortgage Backed Securities (MBSs) sought by the investment banks. The lenders were observed to be involved in activities of introducing innovative financial prod ucts which seemed to be attractive to the borrowers, and the latter were thus becoming more and more interested to borrow money from the lenders. If we consider the job responsibilities of mortgage brokers, it can be observed that they had to perform the activities related to identifying the borrowers, receiving an application for loan from the borrowers, assessing their credit worthiness, evaluating their income-to-debt ratios, and then finally sending the borrowers to the lender who meets all the criteria. However, it is worth mentioning that all these activities and processes followed by the mortgage brokers did not correspond to the actual plan. The mortgage brokers received emoluments in the form of commissions and, therefore, it worked as an incentive for them to earn greater commissions by sending even the prime credit borrowers to the subprime lenders. Even the people who had little knowledge about MBSs were attracted to them because of the increasing demand for them in the market. There were not even any kinds of licensing requirements for a person to become a mortgage broker (Sanders, 2002). All these factors led to the emergence of mortgage brokers in the market and had an impact on lowering their reputations. The lenders were exposed to such a huge number of participants in the mortgage industry that many of the borrowers received loans who should never have been lent money because they were to face financial problems while repaying the loans received by them. Based on the above evaluation of the situation it can be concluded that besides some of the minor incidents, certain specific individuals like mortgage brokers cannot be blamed for the downfall of the overall subprime mortgage lending process. The blame should actually go to the regulatory authorities and government institutions which failed to oversee the situation beforehand, to different corporate misdeeds, motivation to earn more profits, and also, to a large extent, to the borrowers them selves. Question 2 Incentive contracts or managerial incentives in a corporate organization mainly correspond with the agency theory and the problems associated with it. Jensen and Meckling (1976) are commonly associated with the term â€Å"agency theory† as found in most of the existing literature. According to Alchian and Demstez (1972), the business activities conducted by most of the organizations are mostly governed through contracts that involve voluntary exchanges.

The Internet Essay Example | Topics and Well Written Essays - 1250 words - 1

The Internet - Essay Example The World Wide Web is ccessible vi the Internet, s re mny other services including e-mil, file shring, nd others described below. Virtully ll of the services nd products relted to the Internet were originlly defined to stisfy demnds emnting from the cdemic nd reserch world. We re only just entering into the er where the min driving force for new developments is coming from the commercil sector. The originl users of the Internet were drwn from nrrow segment of the populce. They hve recently been joined by the new genertion of users with wider rnge of bckgrounds thn cdemi nd reserch. The club-like nture of the Internet is fst disppering s the ese nd cost of ccess mkes it ccessible to much greter udience. (John, 2001) The two Internet pplictions tht re most likely, in the short term, to hve n impct on the non-IT mnger re e-mil nd the world wide web (WWW). E-mil provides very simple nd effective wy of sending both simple text messges nd computer files (for exmple spredsheets nd word processed documents) to one or number of recipients. The WWW enbles individuls nd orgnistions to provide globl udience with full gmut of multimedi informtion tht cn be ccessed esily. ... The WWW enbles individuls nd orgnistions to provide globl udience with full gmut of multimedi informtion tht cn be ccessed esily. The benefits of ll of these Internet services re vilble t locl telecommunictions chrge rtes. The Internet's potentil to chnge the wy we conduct business is only just beginning to be understood. lredy it is cler tht mngers must orientte their thinking to dpt to the opportunities (nd threts) tht re being creted. 3. Security on the Internet Internet security, or more ccurtely the lck of it, is one of the topics most likely to generte concerned comment from the press. The volume of medi coverge given to computer hckers nd the potentil dmge they cn cuse, tends to be out of proportion to the relity of the sitution. This not to suggest tht the issue of security is not extremely importnt. When breches occur they cn cuse finncil loss nd severe embrrssment. The British Lbour Prty, currently forming the UK government, ws forced to close its WWW site temporrily becuse of mlicious tmpering with the contents. (Hrtmn, ckermnn, 2005) n inventive mind hd chnged both the text nd grphics with the im of cusing severe embrrssment. There hve lso been mny instnces where finncil institutions hve suffered finncil loss due to their security being compromised, lthough losses re very smll when compred to other sources of frud. 4. dvntges of the Internet The Internet hs the potentil to deliver unique set of business benefits over nd bove existing IT technologies. There re number of resons for this: 1. It is simple to use compred to most of the ppliction softwre tht we normlly encounter in the business environment. This ese of use spns the different types of computer nd operting system

Review of litterature Term Paper Example | Topics and Well Written Essays - 500 words - 1

Review of litterature - Term Paper Example As it progresses, the study informs the reader that the only reliable method of actually measuring the level to which medical care is available to segments of society is to measure it in a qualitative way (Morse, 1992). Therefore, the study also states that the many quantitative studies that have gone before are lacking with respect to the actual data they have attempted to measure or the lack thereof. Therefore, the study sets itself apart as a unique way in which the researches can know and understand the research question and work to draw inference to the greater problem at hand – access to healthcare in society. It is without question that this study is helpful in understanding the overall trends that currently exist with relation to healthcare access. However, both qualitative and quantitative research have their unique drawbacks with respect to being able to fully engage and answer the research question that is presented. In this case, the study begins by laying out the drawbacks that qualitative research has experienced in trying to answer this same research question; however, one could just as easily point out but a few of the drawbacks of using a quantitative approach for such a varied and personal issue as that of healthcare access among the disenfranchised (Siding, 2010). If anything, using a quantitative approach in such a situation risks dehumanizing the effects of non-access. However, on the flip side, over-emphasizing a qualitative approach might have the effect of focusing on one or two problem areas alone without understanding the root problem as it might apply to the society a s a whole. With respect to whether or not this research could be used to inform the development of a quantitative study, the answer is yes and no. As part of a literature review process, the study absolutely can be helpful for the researcher to understand many of the issues that underlie the research

Library Worksheets Essay Example | Topics and Well Written Essays - 750 words

Library Worksheets - Essay Example On this link, I found a number of search feedbacks. From the different options provided, I chose the link and then typed the word globalization. From the search I was able to get the needed information based on the topic of discussion. Reich (5) defines globalization in the text as the tendency to transform the economic and political aspects to match the international standards. I would not use this source for various reasons. One reason why the source is not viable is that it was written in 1998 and globalization is a dynamic concept and the various definitions can be changed based on the prevailing circumstances taking place in the international system. Consequently, the definition is not clear as othe3r concepts are used to explain globalization ensuring sustained confusion in the meaning. In fact, the source as established and the inherent definition may not validate the concept of globalization in the modern dispensation. The Google search is a very effective tool for looking up information. Immediately I keyed in the information, I managed to get the information I needed in an instant. However, the searches bring about a number numerous information that can otherwise confuse someone though somebody with a stable mind and focus can easily spot the information needed. The article provides a broad perspective over which a number of issues can be painted in so far as the concept of globalization is concerned. The information is precise and current to the components that define the concept of globalization. The search used for this part of the exercise was the articles and journals that are found online. The information in the articles is well researched on and precise to a larger extent. Most of the information is current and well referenced. The source defines the concept of globalization in varied and different ways. Globalization in the

MGT302 - Org. Behavior and Teamwork Essay Example | Topics and Well Written Essays - 750 words

MGT302 - Org. Behavior and Teamwork - Essay Example Here in the case of assembling a team of members from two places like rural Beaverton and urban New Yorkers, these forms of issues are very likely to occur. Here there will be issues and challenges in understanding each other and this is not only in terms of the language but also in terms of finesse with which it is used. The native speakers tend to be more experienced and fluent with the language and also are able to converse much more naturally as compared to people who have learnt the language in class. Apart from the language a common issue is the difference in style of working and also the work habits. There are a number of different norms for every culture and each country follows their own rules and regulations in terms of the work day, breaks, and also acceptable times of work. For instance, in China, the country is literally closed on Chinese New Year. Hence similarly every individual in the teams will have a different incentive based on the country they originate from (Roem bke). Also in terms of the timelines, it is crucial to note that different cultures have a different perspective and importance to meeting of timelines. In some cultures the timeline is not as much as an issue as the accuracy in terms of the quality. Hence in a multicultural team, this can cause major drifts among the team members and can also put a lot of strain on the group as a whole. This can lead t communication breakdowns and also lead to conflicts remaining unresolved among the team members as well (Halverson and Tirmiz). Hence here use of computers proves to be very beneficial as it helps reduce the communication breakdowns and also helps in keeping the discussions clear and straight forward. In addition, in many ways the multicultural team could be a bonus in that each segment of the team brings a different viewpoint to the puzzle of marketing a shoe in Brazil. Completion of tasks is also an important element of the business and hence it is important that all tasks are brok en up and sent out to the appropriate individuals and also fixed deadlines are set for the tasks. This will help get the work accomplished effectively without creating a drift within the company. Using a virtual work team can prove to also be difficult as there is a difference in terms of the time spent by every individual in the trying to get to know each other when all these are done virtually. In a few manners the virtual work environment can prove to be challenging however it helps in reducing the issues of personality conflicts (Ubell). However in the virtual teams there is the issue of possible pre – judging that is possible based on the individual’s nationality or accent. Another possible drawback of the virtual teams can be the lack of synergy among the team members. This however can be resolved by means of brainstorming and also by assignment of tasks to the strengths of each individual. Also here there is also a number of opportunities present despite the dif ferences. Hence it is important to accept the differences and capitalise on the opportunities (Kottolli). The main benefits of the virtual teams are that these teams can be developed irrespective of where the members of the team are. Also, the team has a clear mission and also clear expectations from the others within the team. Here this allows better communication, creative thinking, innovation and also collaboration among the members. With the increase in the globalisation and the increase in t